Metrics That Help Gauge Financial Health

Debt-to-income ratio, savings balances and credit scores shape borrowing power, loan terms and readiness to buy a home in today’s market.

What to Consider Before Refinancing

Refinancing can lower monthly payments, change loan terms or tap home equity, but fees, credit scores and timing matter when replacing an existing mortgage.

Fed Keeps Interest Rates Unchanged

The Fed left rates unchanged, citing solid growth and a steady job market. Officials want clearer progress on inflation before resuming cuts, likely later this year.

2026 Changes to the Code of Ethics and Arbitration Manual

The Code of Ethics has adapted with the real estate industry for over 100 years. Updates to the Code of Ethics and Arbitration Manual go into effect at the beginning of each year.  Here’s what’s new in 2026.